Oct 10

Should I Get a Credit Card After My Bankruptcy?

Blog , FAQ

Yes, probably. Credit reporting agencies, like TransUnion, advise us that it is good to have a credit card, even a secured card, even if you do not use it. Doing so will increase your credit score. Having a credit card is also important if you are traveling or are anywhere without case. Do not get […]

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Oct 05

Client Testimonial

Testimonials

Thank you. Words can’t express how much I appreciate the help that the team at Krekeler Strother provided to me in order to bring this very stressful chapter of my life to resolution. Many thanks! N.L.      

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Oct 03

Must I Report Money Used From Minor Children’s Accounts?

Blog , FAQ

Question: I will be filing bankruptcy and am preparing my schedules.  As my financial problems have worsened, I have used money from my minor children’s savings accounts. Do I have to say anything about this? Answer: Yes. The money you have “borrowed” from your children should be disclosed as a debt you owe. Besides paying […]

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Sep 28

Vehicle Deductions for Means Test

Blog , General Bankruptcy

A potential client contacted me for a second opinion regarding her eligibility to obtain a Chapter 7 discharge. Her income was high enough to create an issue under what is known as the means test. The means test is a mathematical calculation based on a debtor’s income for the six full calendar months prior to […]

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Aug 27

Foreclosure Mediation Requires Prompt Action

Uncategorized

Attorney David Krekeler reflects on meeting legal deadlines in your strategy. Last month, a client brought me a foreclosure complaint to review. Unfortunately, the time within which to respond to the complaint had long since passed. In fact, the judgment had already been entered so we will employ other means to protect his property. The […]

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