Tag Archives for " consumer rights and debt collection "

Feb 17

When Collecting Consumer Debts, Federal Law Prohibits the Use of Confusing Communications

Consumer Law Issues , Debt Collection

The Fair Debt Collection Practice Act (FDCPA), prohibits misleading an unsophisticated debtor. An “unsophisticated debtor” is “one who is uninformed, naïve and trusting, but does possess rudimentary knowledge about the financial world, and is wise enough to read collection notices with added care.” When bringing these claims that a debt collector’s communication was misleading, the […]

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