Feb 17, 2021 | Consumer Law Issues, Debt Collection
Photo by Alexander Dummer from Pexels The Fair Debt Collection Practice Act (FDCPA), prohibits misleading an unsophisticated debtor. An “unsophisticated debtor” is “one who is uninformed, naïve and trusting, but does possess rudimentary knowledge about the financial...
Sep 21, 2020 | Consumer Law Issues, Credit & Credit Scores
Very few people know what the Fair Credit Reporting Act (FCRA) is or how it affects their rights. The FCRA is a federal law that dictates how information about YOU is recorded and shared with others. Information contained on a written report about you is governed by...