Many of my clients ask me if they will be able to have credit cards following a bankruptcy. My answer is always “yes.” This week several of our clients who had filed bankruptcy received pre-qualification offers for a Capital One credit card account. The account would require no annual fee, making this offer more attractive than some of the credit card accounts these clients had before filing bankruptcy.
Capital One has been among the most aggressive of the credit card issuers in trying to recruit people who have gone through bankruptcy. But other companies have done so as well. And virtually anyone can obtain a secured card.
So the answer to the question as to whether or not you will be able to obtain a credit card after bankruptcy is…. “yes.”