Yes. The court will mail a notice to all creditors. That notice will show the names of the debtor(s), the filing date, and the date set for the Meeting of Creditors. It will also show the deadline by which any creditor may file a request to have the discharge denied or to object to the dischargeability of any particular debt. If there are assets to be distributed, the notice will show the date by which creditors must file a proof of claim in order to share in that distribution.
All creditors and interested parties are required by law, to be listed. The debtor signs all of the bankruptcy documents under penalty of perjury. This means it may be a federal felony to intentionally misstate or omit information.
We work with our clients to make sure all creditors, even those with contingent claims, are listed, and that all interested parties are included. Examples of creditors and parties who might otherwise be omitted including the following:
People often do not want to list creditors with whom they are friendly. They want to pay these people. A bankruptcy discharge does not prevent the debtor from paying anyone. Voluntary payments can always be made without problem.