Jul 1, 2016 | Blog, Credit & Credit Scores, Creditors & Credit Cards
Forgetting a creditor when your bankruptcy case is pending If you learn or notice that a creditor is not listed while the case is pending, it is a more simple fix. An amendment may be filed. The filing fee for this amendment is $26. Your legal fees will be a bit...
Jun 25, 2016 | Blog, Credit & Credit Scores, Debt Collection
I have represented thousands of people with too much credit card debt. The reasons for the debt can vary greatly, from unplanned medical bills, to an abrupt loss of employment, to gambling problems. Regardless of the reasons for the debt, there are various signs...
May 16, 2016 | Divorce & Bankruptcy, Divorce & Bankruptcy, Mortgages & Foreclosures
The answer usually depends upon the intent and goals of the couple. If one spouse wishes to remain in the house, that spouse will have to have the financial capabilities to do so. Refinance or sale is always an option, but it is not always possible to do so. ...
May 16, 2016 | Blog, Credit & Credit Scores, Creditors & Credit Cards
Many of my clients worry more about their credit scores than they need to. Credit scores can be important, however, and necessary if you want to borrow money to purchase a home or vehicle. There are even dating websites now for people who require a good credit score...
May 10, 2016 | Blog, Chapter 13 Bankruptcy, Employment in Bankruptcy
We recently saw a situation where the debtor opted to file under Chapter 13 because of a problem qualifying for a Chapter 7 discharge. That problem was that the debtor’s income exceeded $130,000 per year. After the Chapter 13 Plan was confirmed, the debtor lost his...