Dec 22, 2016 | Blog, Business Debt, Credit & Credit Scores, Creditors & Credit Cards, General Bankruptcy
I have not heard from the credit card company I owe for a long time. Should I still file bankruptcy? Probably not, although you should make sure that you could file a bankruptcy promptly if the need arises. I spoke with a client earlier this week whose only...
Sep 21, 2016 | Blog, Credit & Credit Scores, Creditors & Credit Cards, Declaring Bankruptcy, Financial Problems, General Bankruptcy
We don’t talk about things that make us feel uncomfortable, and many people are very uncomfortable talking about their financial problems. Often, people with such problems will hide all evidence of financial distress. Some people do this with a misguided sense of...
Aug 30, 2016 | Blog, Business Debt, Credit & Credit Scores, Creditors & Credit Cards, Declaring Bankruptcy, General Bankruptcy, Student Loans
I attend a lot of seminars and educational programs dealing with bankruptcy and related issues. Usually the information is valuable to my practice and to my clients, but I recently attended a seminar where an attorney stated to the audience that we should never...
Jul 1, 2016 | Blog, Credit & Credit Scores, Creditors & Credit Cards
Forgetting a creditor when your bankruptcy case is pending If you learn or notice that a creditor is not listed while the case is pending, it is a more simple fix. An amendment may be filed. The filing fee for this amendment is $26. Your legal fees will be a bit...
Jun 25, 2016 | Blog, Credit & Credit Scores, Debt Collection
I have represented thousands of people with too much credit card debt. The reasons for the debt can vary greatly, from unplanned medical bills, to an abrupt loss of employment, to gambling problems. Regardless of the reasons for the debt, there are various signs...
May 16, 2016 | Blog, Credit & Credit Scores, Creditors & Credit Cards
Many of my clients worry more about their credit scores than they need to. Credit scores can be important, however, and necessary if you want to borrow money to purchase a home or vehicle. There are even dating websites now for people who require a good credit score...
