Aug 11, 2021 | Bankruptcy, Chapter 7 Bankruptcy, Consumer Law Issues, Financial Problems, General Bankruptcy, Student Loans
The American Bankruptcy Institute has encouraged Congress to reform the way student loans are dealt with in bankruptcy. Since the Bankruptcy Code was enacted in 1978, several amendments have made it more and more difficult to discharge student loans. Now our country...
Feb 17, 2021 | Consumer Law Issues, Debt Collection
Photo by Alexander Dummer from Pexels The Fair Debt Collection Practice Act (FDCPA), prohibits misleading an unsophisticated debtor. An “unsophisticated debtor” is “one who is uninformed, naïve and trusting, but does possess rudimentary knowledge about the financial...
Sep 21, 2020 | Consumer Law Issues, Credit & Credit Scores
Very few people know what the Fair Credit Reporting Act (FCRA) is or how it affects their rights. The FCRA is a federal law that dictates how information about YOU is recorded and shared with others. Information contained on a written report about you is governed by...
Feb 15, 2019 | Blog, Chapter 11 Bankruptcy, Consumer Law Issues
You may have seen the television ads by law firms seeking clients with asbestos illness or mesothelioma. The culprit appears to be talcum powder. Facing nearly 15,000 claims, the talcum provider to Johnson & Johnson for its baby powder has now filed...
Jul 14, 2017 | Blog, Consumer Law Issues, Foreclosure
We often need to put on evidence about the value of assets. We try to use experts, such as appraisers, auctioneers, or brokers. But sometimes we just do not have an expert. On occasion, the only testimony available is that of the owner. Under Wisconsin law,...
Jul 8, 2016 | Blog, Consumer Law Issues
This may be a slightly different angle, but in my experience, real estate pros are far below average when it comes to retirement asset protection. In 2008-2012, I was representing real estate pros who had net worth on paper of $10M, $20M, even $100+M shortly prior to...