Nov 5, 2021 | Bankruptcy, Blog, Chapter 11 Bankruptcy, Chapter 12 Bankruptcy, Chapter 7 Bankruptcy, Credit & Credit Scores
Housing is important to all of us, whether we have gone through a bankruptcy or not. People often have concerns about being able to obtain housing after a bankruptcy. I have been practicing for over forty years and have represented thousands of people in bankruptcy...
Aug 6, 2021 | Bankruptcy, Credit & Credit Scores, FAQ
Many of my clients ask me if they will be able to have credit cards following a bankruptcy. My answer is always “yes.” This week several of our clients who had filed bankruptcy received pre-qualification offers for a Capital One credit card account. The account...
Sep 21, 2020 | Consumer Law Issues, Credit & Credit Scores
Very few people know what the Fair Credit Reporting Act (FCRA) is or how it affects their rights. The FCRA is a federal law that dictates how information about YOU is recorded and shared with others. Information contained on a written report about you is governed by...
Jul 23, 2020 | Blog, Credit & Credit Scores
Credit reporting agencies (CRA) do not determine whether or not you are liable for a debt. The Fair Credit Reporting Act (FCRA) was designed to ensure that credit information is accurate. Credit reporting agencies are required to investigate any disputes...
Oct 10, 2018 | Blog, Chapter 11 Bankruptcy, Chapter 12 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Credit & Credit Scores, General Bankruptcy
Yes, probably. Credit reporting agencies, like TransUnion, advise us that it is good to have a credit card, even a secured card, even if you do not use it. Doing so will increase your credit score. Having a credit card is also important if you are traveling or are...
Aug 21, 2017 | Blog, Credit & Credit Scores, General Bankruptcy
Should I keep paying on my credit card accounts? I need a credit card for work. Credit cards are almost a necessity these days. If you don’t agree, try renting a car without one. Many people need credit cards for their employment, for expenses which are later...
